Personal Accident : P.A.

Post by **globalmedia** » March 21, 2015, 8:32 pm

any updates on personal accident insurance? is the banks the best way to go? just want accident nothing else

Post by **waanjai** » March 21, 2015, 10:20 pm

You can get PA insurance from the insurance companies in Udon too. Like AIA or Allianz/Ayudhya.
Quite standardised. You combine insurance against loss of life with insurance against medical care after accidents´.
Typical are contracts that guarantee a bit more than 1 million baht in case of Loss of Life, Loss of Sight or Total Permanent Disability Plus 100.000 Baht for medical expenses after accidents. They can acrue in either hospitals or private clinics of doctors. 100.000 for each accident.

Have a look at the coverages and the associated costs that are age-dependent. Policy 1 is for a person over 65, Policy 2 for a person over 50. Policy 1 costs 5.600, Policy 2 costs 4.000 per annum. Both are with AIA.

: Policy - over 65 - 5.600 Baht

: Policy - over 50 - 4.000 Baht

Don't overlook the goodie "Cost of cremation". Bring Your own charcoal.

Post by **papaguido** » March 22, 2015, 6:59 am

globalmedia wrote:any updates on personal accident insurance? is the banks the best way to go? just want accident nothing else

BUPA offers PA insurance without the bells and whistles...100,000bt coverage for 2219 (your age group).

http://www.bupa.co.th/en/individuals/he ... Q4AM47p3TQ

Major exclusions:

http://www.bupa.co.th/en/individuals/he ... fid=29#tab

*I have a policy and had an occasion to use it at Bangkok Hospital. Total bill 50,000bt and covered all follow ups and meds, user friendly. May be purchased online.

Post by **socksy** » March 22, 2015, 7:13 am

If you want a one on one consultation with staff, the Udon BUPA office is upstairs in Big C Nadee near the airport. Open 7 days a week, I think from 10am.

Post by **AA Ins Broker** » March 24, 2015, 4:58 pm

Unfortunately most of these companies will only insure up to age 65 years which is not a lot of use for many residents in Udon.
Should you be looking for a PA policy that will take you to 85 then we can offer a BKI policy but, as with any ‘medical’ type policy, start it early as once there is a problem that may well be excluded.
One further point I note some talking about 100k Baht of medical cover – that is very low and would only last a day or two for a serious accident in the BKK/Udon Hospital. For the sake of a little more premium then a minimum of 200k is more realistic and is not expensive.

@Thesportsbar · Post by **@Thesportsbar** » March 24, 2015, 5:05 pm

I sent you a PM AA if you can reply, Cheers

Post by **AA Ins Broker** » March 25, 2015, 7:45 am

@Thesportsbar wrote:I sent you a PM AA if you can reply, Cheers

Have done so - thank you

Post by **globalmedia** » April 24, 2015, 2:23 am

what sort of premium and coverage would i be looking at please age 48, thanks

100k and even 200k does not seem a lot if you have a bad accident

Post by **AA Ins Broker** » April 24, 2015, 3:13 pm

globalmedia wrote:what sort of premium and coverage would i be looking at please age 48, thanks

100k and even 200k does not seem a lot if you have a bad accident

There are many variations of benefits/premiums depending on what benefits are important to you, example 200k PA for 1,000 Baht.
May we suggest you email me direct and I can send you differnt options : [email protected]