Travel Insurance and Blood Donors

Insurance -- Do you need it? Where to buy it?
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wazza
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Travel Insurance and Blood Donors

Post by wazza » January 11, 2016, 11:13 pm

Peter

The ongoing tragic story of an expat in Chiang Mai requiring a rare blood transfusion has made me think a little...

Assuming you have a good travel insurance policy with good health coverage, would travel costs associated in getting expat donors ( within Thailand ) to Chiang Mai be covered / reimbursed ?

Not looking at the commercial side of requesting payment for the transfusion/s , just reasonable travel costs to allow the activity to take place. Tickets ( flying to reduce delays ) hotels and a meals.



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Travel Insurance and Blood Donors

Post by BigRick808 » January 12, 2016, 6:23 am

wazza wrote:Peter

The ongoing tragic story of an expat in Chiang Mai requiring a rare blood transfusion has made me think a little...

Assuming you have a good travel insurance policy with good health coverage, would travel costs associated in getting expat donors ( within Thailand ) to Chiang Mai be covered / reimbursed ?

Not looking at the commercial side of requesting payment for the transfusion/s , just reasonable travel costs to allow the activity to take place. Tickets ( flying to reduce delays ) hotels and a meals.
I'm not an insurance man, but I think she would need to have the insurance policy, then maybe. Almost 100% certain you're insurance isn't going to pay for it. Not sure if that's what you mean.

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wazza
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Travel Insurance and Blood Donors

Post by wazza » January 12, 2016, 7:20 am

Assuming you have a good travel insurance policy with good health coverage
BR808

As you can see I stated that a Travel Insurance Policy is in place etc...

Blood is part of the treatment for this horrific injury ( external fixation for a pelvis is life threatening saving procedure )

With # Pelvis you can loose 3 litres of blood easily ( 50% of your total body capacity )

The blood would most likely been put on the bill as medications / treatments as per any other associated costs and these are paid for by Travel Insurance claims ( Australia anyway )

What Im talking about is the Travel Insurance Company paying or reimbursing the travel costs of A Neg blood donors from other parts of Thailand. Or paying the costs to courier the blood from the Red Cross in BKK who would coordinate any donations from there.

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Travel Insurance and Blood Donors

Post by papafarang » January 12, 2016, 10:12 am

problem might occur if you travelled there and after testing was rejected, maybe easier to donate here and then the hospital could arrange for transport ? then it would be fully covered by insurance ? maybe ?
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AA Ins Broker
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Travel Insurance and Blood Donors

Post by AA Ins Broker » January 12, 2016, 2:31 pm

Good Afternoon Gentlemen

Sorry, Travel Insurance would only pay to the hospital the amount they (the hospital) invoices and not third parties.
As Dean suggested, one can donate blood to your local Red Cross and they will send – even tell them who you wish the blood if to be used for !

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Travel Insurance and Blood Donors

Post by rick » January 12, 2016, 3:45 pm

The girl in Changmai could also take 'O' negative blood, should be compatible as well. Both these blood groups are rare in asia (less than 1%). Highest levels are in Spain; go East and falls steadily.

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Travel Insurance and Blood Donors

Post by wazza » January 12, 2016, 9:21 pm

AA Ins Broker wrote:Good Afternoon Gentlemen

Sorry, Travel Insurance would only pay to the hospital the amount they (the hospital) invoices and not third parties.
As Dean suggested, one can donate blood to your local Red Cross and they will send – even tell them who you wish the blood if to be used for !
Peter thanks for the clarification, good to know transfusions are covered under normal medical protocols.

I think this just confirms 100% why people who travel overseas for tourism or business need to have a good comprehensive travel insurance policy.

Rare blood would be a massive incentive to take out a policy IMO

Thanks again for the professional advice. Much appreciated

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