UK State Pension

by **Zidane** » August 20, 2009, 4:56 pm

On their website it says that currently men need 44 years to qualify for the full basic state pension and women 39 but changes from 6th April 2010 will mean you need 30 years to qualify for the full pension if you retire on or after that date.
So I interpret that as good news only having to do 30 years to qualify now ??

by **Galee** » August 20, 2009, 4:58 pm

MALC wrote:hi vlad i retired in jan 08 my state pension is over 200 pounds. if u did not opt out off serps. and there more u earn the more u pay in. and i think u have to pay in 44yrs. i hope this helps. malc

As of April next year, qualifying years are to be cut from 44 years to 30 years.
Suites me fine as I only paid into 38 years.

by **Galee** » August 20, 2009, 5:00 pm

Beat me by 2 minutes Zidane.

by **Tafia** » August 20, 2009, 5:11 pm

go into the pension website (www.pensionservice.gov.uk) ; pension age calculator, fill in the details, this will tell you when your pension is due and how many qualifying years you need ie 30 or 44.
Or you can obtain a forcast online, tho I think they send you a pin number by post to activate your details.

by **BobHelm** » August 20, 2009, 5:16 pm

This is a complex issue - especially if you are married.
Your pension qualifying years do indeed come down from 44 years to 30 years. The Bereavement Benefits however remains at 44 years for maximum entitlement.
Some reading here for anyone who qualifies.....
http://www.jobcentreplus.gov.uk/JCP/Cus ... 1.xml.html
HMR&C are very open to answering personal queries (i.e. answering questions about your individual circumstances) if anyone is nearing retirement & is married it is well worth while talking to them directly .
www.thepensionservice.gov.uk
www.dwp.gov.uk
Offer general advice. However it is possible to "talk" to them via e-mail about personal details & get advice...

by **Rod & May** » August 20, 2009, 7:51 pm

Lads I am 53 and paid a stamp only from 18 to 21 when I went to HK and then switched to Class 3 ..... believe it or not I got a cheque last year as I had over paid ... and we will get pension at 65 .... later the starting age wil be going up

by **Alfronso** » September 11, 2009, 7:49 am

This might be of some interest to UK pensioners.

If you go to http://www.pension- parity-uk. com/ and then follow the link to the Grand Chamber appeal, you will be able to read the full text of Tim Otty's speech. This text is a draft so he may not have followed it word for word.

Also on the same page is a précis of Eadie's speech for the government.

by **arjay** » September 11, 2009, 8:10 am

Alfronso, as your post above is not to do with General Topics on Udon Thani, I've moved it to Money, Finance & Investing and merged it with the existing "UK State Pension" thread already in use there.

Wording amended to be more polite.

by **hey you** » September 12, 2009, 6:13 pm

i have just been looking for info for the direct transfer of pension to thai bank and in the section for thailand there is no mention of direct transfer . has anybody been contacted by state pension to see if they want their pension sent this way???

by **Tafia** » September 12, 2009, 8:37 pm

hey you wrote:i have just been looking for info for the direct transfer of pension to thai bank and in the section for thailand there is no mention of direct transfer . has anybody been contacted by state pension to see if they want their pension sent this way???

Check out the pension website, as I recall they will start allowing direct transfers to thai banks sometime in october, not sure how they will calculate the exchange rate as I believe they will send in Baht.

by **hey you** » September 13, 2009, 4:22 pm

tafia, i had a look at the pension website before i made my post and there is nothing i could find that tells us how the system will work. do we contact them , do they contact us?? this system is now supposed to be up and running in several countries this month. pensions state that they send pensions in pounds not local currency

by **Tafia** » September 13, 2009, 4:58 pm

hey you wrote: this system is now supposed to be up and running in several countries this month. pensions state that they send pensions in pounds not local currency

I would have thought you would have to contact them, with bank details etc...
See below extract from Pension Website

From October 2009 additional countries will be: Bangladesh, Bulgaria, Colombia, Egypt, Greece, India, Indonesia, Mexico, Morocco, Nigeria, Pakistan, Peru, Poland, Thailand, Tunisia, Turkey and Yemen.

Payment will be made in the local currency of the country in which the bank account is held. No charges are made for this service.

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