Not sure of exact difference for a Civil service Pension, because last read about it years ago, but i think if your wife is more than 10 years younger than you they will make an actuarial reduction.But the old scheme had no rules about age.... but probably very few 60 year old Civil servants used to marry 25 year old bimbos, just wasn't done.... but times are different now!

They haven't cracked down on children's pensions yet, so get a girl pregnant when your 80, and they will support the kid until it is 18.

rick wrote:Not sure of exact difference for a Civil service Pension, because last read about it years ago, but i think if your wife is more than 10 years younger than you they will make an actuarial reduction.But the old scheme had no rules about age.... but probably very few 60 year old Civil servants used to marry 25 year old bimbos, just wasn't done.... but times are different now!

Not sure and Im not aware as I'm only going on the information they gave to me, but Im sure there will be a clause somewhere!!
The figures I quoted were supplied by my pension provider after they received details of my marriage with dates of birth etc to update my pension details so can only assume 15 years is ok because thats the difference in age between me and the wife.

BobHelm wrote:You are confusing the laws of the country with the rules of a pension fund.

I'll say it this way then:
is it allowed to marry a 12year old girl the uk?
is it allowed to kill your own husband in order to get a widow-pension.The pension-fund will, i think,
not honour the claim when its proven.

What i was trying to say is when according to the UK-law (and not for example muslim law in some muslim countries)
you are legally married the widow can claim the widow pension.

What i was trying to say is when according to the UK-law (and not for example muslim law in some muslim countries)
you are legally married the widow can claim the widow pension.

It's already been said....It all depends on the policy and the rules that govern that pension provider. Each company will have its own set of rules.

You still are confusing the laws of the land & the rules of the Pension Fund George.
While the rules of the Pension Fund cannot make something that is illegal under UK law legal. e.g. marrying a 12 year old. It can certainly impose regulations that restrict the rights of a members widow depending on her age.
The rules of the Pension Fund are there to protect the rights of all the members of the Pension Fund no one else.
A surviving partner has not been a contributor to the fund. To give them rights that adversely effects the rights of members who pay to contribute to the fund would be complete madness.

Tafia wrote:It's already been said....It all depends on the policy and the rules that govern that pension provider. Each company will have its own set of rules.

Usually a pensionfund is subjected to the (basic)rules and regulations of the country where its based.
Even some acturial rules can also be directed by the government/politics and thus also subjected to the
laws & regulations of that country.

Your advice of letting the pension-fund confirm before taking any serious action is recommendable
for all pensioners in and especially outside their own country.

BobHelm wrote:It can certainly impose regulations that restrict the rights of a members widow depending on her age.

Ofourse.... They can also dictate that you are not allowed to marry after reaching a certain age to claim a widow-pension and perhaps specific pensionfund's rules defining the height of the widow-pension depending on the duration of marriage after retirement etc..etc..

Give up Bob your wasting your time . :-"

Perhaps the great TrueBrit can explain me why i'm (twice) confusing the laws of the land & the rules
of the Pension Fund with this remark of mine:

Im wondering if the age of the partner is relevant if according to the UK-laws you legally married a (mature/adult) woman.

A young widow can die early and an old widow can live long.

I meant in fact this what @rick says about old old scheme ,which is common for many pension-schemes in
many countries.

rick wrote:But the old scheme had no rules about age....

So TrueBrit ,how is it arranged in the new scheme? Please explain me?

It is a bit different in Canada. For example, I have turned 65 and if married at the time of my death my pension from the high school where I work will go to my spouse. If I remarry, the pension will still go to my wife at the age when I turned 65. If she remarries after my death, she will still receive the pension until she dies.

The Canadian Government Pension and the Old Age Security Pension will go to whomever I name on my death. If it is a Thai wife living in Thailand, she will get both of these pensions until her death. It would amount to 2/3rds of the original pension.

In Canada, up to this point, the government does not care about the age of the marriage partners.

Laan Yaa Mo wrote:The Canadian Government Pension and the Old Age Security Pension will go to whomever I name on my death. If it is a Thai wife living in Thailand, she will get both of these pensions until her death....

WOW.....amazing.....perhaps one of the best widow-schemes in the world and the height of that
widow-pension(s) is not age related....that's what im wondering about before

Are you talking here about work related pension cause of your work at a (Government)school ??

It's interesting to see how the various countries handle this issue. The US has a somewhat racist policy in this regard, just like their immigration policies. If your wife is a resident of a predominantly white country, she gets a portion (I believe 50%) of your Social Security when she reaches age 65, no matter if you are dead or alive. If she is resident of a country that is not white (most of SE Asia and Africa) she gets nothing. There are a couple of exceptions like South Korea. I am surprised that this policy continues, especially now that we have a black president. But them's the rules.

@jimboLV
Perhaps because there's NO treaty been concluded with those afrian/asian countries with regard to agreements on monitoring the right to benefits if you are refering to government old age allowances.

If the selection of countries is based pure on race...wooooow.......

just a side note , but it does have to do with overseas pensions, War penisions.
my father served in an Irish Regiment with the British Army, and then with the RAFin Burma, and had a War penision due to an injury..he passed just recently. Now the Veterans Service Office UK, are asking if we the family, want to apply for 2000 pounds to go toward funeral expenses, that is available to such old vets..so for those British Empire vets out there with a war pension, when you kick the bucket your Thai partner should be able to claim such costs me thinks..

maaka wrote:just a side note , but it does have to do with overseas pensions, War penisions.
my father served in an Irish Regiment with the British Army, and then with the RAFin Burma, and had a War penision due to an injury..he passed just recently. Now the Veterans Service Office UK, are asking if we the family, want to apply for 2000 pounds to go toward funeral expenses, that is available to such old vets..so for those British Empire vets out there with a war pension, when you kick the bucket your Thai partner should be able to claim such costs me thinks..

Maaka. Its known as a bereavement benefit and all wives, or next of kin of UK citizens are eligible for it .No matter where they live .

Khun Harmony, the Old Age Security and Canada Pension Plan are automatically provided upon your request. The Old Age Security kicks in at 65 (the age may be raised soon to 67), and, I think you can get the Canada Pension Plan earlier at around 63 or so. These are Government of Canada Pensions. On my death they would go to a spouse, and/or children or anyone I name until their death.

My work pension from a high school goes, upon my death, in the first place to a spouse, if I have one, at age 65. If there is no spouse, it goes to my children. If there are no children, it goes to a beneficiary that I mentioned on the policy. If none is stated, the state gets whatever remains of the pension. The spouse would get that pension until her death even if she re-marries.

The Government of Canada does not discriminated based on age or race in the distribution of the pension after my death. They also recognise same sex marriages as valid for the pension, paying taxes and everything else.

Laan Yaa Mo wrote:My work pension from a high school goes, upon my death, in the first place to a spouse, if I have one, at age 65. If there is no spouse, it goes to my children. If there are no children, it goes to a beneficiary that I mentioned on the policy. If none is stated, the state gets whatever remains of the pension. The spouse would get that pension until her death even if she re-marries.

What happend if you are single at 65 and you marry afterwords with for example a thai woman in Thailand??
The Thai widow can claim a widow-pension?

Yes. In the first instance, the pension goes to the spouse. They don't call it a widow pension. It is my pension that goes to a spouse/children/benificiary/state on my death.

harmonyudon wrote:

Laan Yaa Mo wrote:My work pension from a high school goes, upon my death, in the first place to a spouse, if I have one, at age 65. If there is no spouse, it goes to my children. If there are no children, it goes to a beneficiary that I mentioned on the policy. If none is stated, the state gets whatever remains of the pension. The spouse would get that pension until her death even if she re-marries.

What happend if you are single at 65 and you marry afterwords with for example a thai woman in Thailand??
The Thai widow can claim a widow-pension?

George I am struggling to understand your deep and abiding interest in the pension schemes of countries other than The Netherlands.

jackspratt wrote:George I am struggling to understand your deep and abiding interest in the pension schemes of countries other than The Netherlands.

Why?? I'm very interested in pensioen-schemes from all over the world.
So I can make a better comparison

Are you also ONLY interested in the premier league in you are from the UK??