Life insurances of Bangkok Life Assurance (Public) Co., Ltd.

Insurance -- Do you need it? Where to buy it?
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clark_kent911
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Life insurances of Bangkok Life Assurance (Public) Co., Ltd.

Post by clark_kent911 » May 25, 2018, 3:03 pm

Anyone who is interested in having Life insurances, I am able to provide information and suggestions. I am a certified broker of Bangkok Life Assurance PLC.

My email address is somprata@gmail.com , Skype line: patrick_chen911 , Line, Wechat and Whatsapp accounts go under the telephone number 0632261898 .

Thanks.
Peace and Pleasure,
Patrick Chen.

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Faraday
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Re: Life insurances of Bangkok Life Assurance (Public) Co., Ltd.

Post by Faraday » May 25, 2018, 7:15 pm

Post up some illustrations of the policies, please.

:( :D

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clark_kent911
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Re: Life insurances of Bangkok Life Assurance (Public) Co., Ltd.

Post by clark_kent911 » June 6, 2018, 1:02 pm

Faraday,

Sorry for very late reply, just wanted to wait for an official English version, but I can prepare a Thai example for you and then convey in English roughly.

The example, here, is called DankChai SukChai (ดั่งใจ สุขใจ), an insurance policy, targeted for saving (https://www.bangkoklife.com/en/products/122). An insured annually pays from year 1 to 15 (number 1 in the attached picture) after that no premiums but the insured will receive returned money yearly from year 16 to 30 (4) and then again monthly from year 31 until 69, finally receive the last amount of money in end of year 69 or age of 99 (5), if the insured dies before 99 years, the beneficiary (ies) will take the last amount of money instead. I put numbers 1-5 in the main points of policy

From year 4 to 14, the sum insured will annually increased Baht 100,000 (Baht 1.1 million up to 2.2 million), but the insured does not need to pay more premiums and year 16 to 26, the sum insured will annually decreased Baht 100,000 (Baht 2.1 million down to 1.1 million), finally year 27 to 69, the sum insured will be maintained originally.

A perspective insured , age 30 yrs, gender: male;
1 means Sum insured, Baht 1 million,
2 = Premium, Baht 110,730 per annual, from year 1 to 15,
3 = returned amount of money at the end of year 15 (age 46), Baht 250,000,
4 = annual returned money from year 16-30 (age 60), Baht 50,000,
5 = last amount of money at the age of 99, Baht 1 million.

This is an example, the sum insured and premium can be more or less, every benefit (3,4 and 5) can rationally be more or less.

A perspective insured can buy another life insurance policy additionally to add on benefits in case of medical points.
Attachments
dangchaisukchai_30yrsold.jpg
Peace and Pleasure,
Patrick Chen.

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clark_kent911
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Re: Life insurances of Bangkok Life Assurance (Public) Co., Ltd.

Post by clark_kent911 » June 6, 2018, 3:36 pm

more:
year 31-69 (age 61-99): monthly returned amount of money, Baht 10,000.
Peace and Pleasure,
Patrick Chen.

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