Proposal of new Affordable Thai Health Insurance
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Re: Proposal of new Affordable Thai Health Insurance
Thai Visa goes to great lengths to protect its own sponsors....to put it a bit too mildly. But, something smells fishy on this one. I can't think of a better way of finding sheep for slaughter than offering cheap healthcare coverage...except maybe a meeting of the Bernie Sanders Fan Club. Prove it is legit, and I will be interested. Meanwhile, covered for accident and acute illness by Tokio Marine, who one can easily find ratings on...30 million in coverage.
Re: Proposal of new Affordable Thai Health Insurance
http://www.insurance-in-thailand.com/contact-us/
They have telephone numbers, a GPS location (Phuket), address, map, email, whatever, if you are so concerned just call the number and have a chat with somebody. I'm pretty certain that the details they asked for are so minimal and innocuous, and could be found out in five minutes through other means.
https://www.google.com/maps/@7.9061577, ... 312!8i6656
They have telephone numbers, a GPS location (Phuket), address, map, email, whatever, if you are so concerned just call the number and have a chat with somebody. I'm pretty certain that the details they asked for are so minimal and innocuous, and could be found out in five minutes through other means.
https://www.google.com/maps/@7.9061577, ... 312!8i6656
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Re: Proposal of new Affordable Thai Health Insurance
Website is from Provo, UT. That is a red flag. Utah is a big hub for white collar ripoffs.
Re: Proposal of new Affordable Thai Health Insurance
semperfiguy wrote: ↑April 8, 2018, 3:59 pmSAMS (Thailand Federation of Swedish Associations) started the work more than two years ago and consists of representatives from a handfull of swedish associations in Thailand. One of them is Svenskar i Udon (Swedes in Udon) which I represents. The main objective for SAMS is to convince the swedish government to extend the health protection for swedish taxpayers outside EU. We have a Facebook group ( https://www.facebook.com/groups/9656444 ... =bookmarks ), a Facebook page ( https://www.facebook.com/Ja-till-sjukv% ... 736935815/ ), and a petition ( https://www.skrivunder.com/ja_till_sjuk ... i_thailand ). The work to convince swedish goverment to implement paid health care outside EU is a several year project. In March some of us from SAMS met in Phuket together with the director of BIB to discuss a temporary solution, for example try to get the Health Card for Foreigners to be reactivated. The meeting resulted in a suggestion to create some kind of group health insurance. BIB made a proposal that I have helped publishing in various groups and forums to collect names of people who would be interested. We have got many more names than expected in first week.mortsyn wrote: ↑April 8, 2018, 11:49 am
Mortsyn, since you seem to be so familiar with this program, I think it only fair to ask how you came to know about it and if you are in any way associated with the program as more than just an interested person. I have lived in Udon for 8 years and stay tuned into most all the expat forums in Thailand, yet I have never heard of it before. If there was such a huge push to get the program started, and this was predicated upon getting at least two thousand members, it would seem to me that they would be exposing themselves to every possible means of advertising media. I have perused the internet and can't seem to find any mention of SAMS or Thailand Federation of Swedish Associations. No one seems to be able to reassure us that this is all above board and legitimate. If they really want it to succeed, why is it surrounded by such a thick cloud of suspicion? This BIB should be doing more to inspire us to have confidence in them. Besides, any company with the initials BIB, which we all understand is the abbreviation for the Boys in Brown, (the coppers), throws up a red flag immediately!
Many many people have been very positive to this initiative and as usual a few negative ones that try to create a thick cloud of suspicion. Mostly because they have been to lazy to read the published information (for example read what BIB stands for) before the expressed their strong view as the many the bar-stool advocates on Facebook and Forums.
Sven Arne Hedell will give information at the next Udon Expat Club meeting late April, 2018.
Within the next few weeks information will be available about the final product in several languages (French, German, English, Swedish, and hopefully Japanese and Russian).
- semperfiguy
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Re: Proposal of new Affordable Thai Health Insurance
mortsyn wrote: ↑April 9, 2018, 1:27 pmThat's more like it Mortsyn! Had you presented your case like this in the very beginning of this thread then I think you could have avoided all the speculation and negative press that you have gotten here. I hope it all pans out and I look forward to hearing the presentation at the next Udon Expat Club meeting.semperfiguy wrote: ↑April 8, 2018, 3:59 pmSAMS (Thailand Federation of Swedish Associations) started the work more than two years ago and consists of representatives from a handfull of swedish associations in Thailand. One of them is Svenskar i Udon (Swedes in Udon) which I represents. The main objective for SAMS is to convince the swedish government to extend the health protection for swedish taxpayers outside EU. We have a Facebook group ( https://www.facebook.com/groups/9656444 ... =bookmarks ), a Facebook page ( https://www.facebook.com/Ja-till-sjukv% ... 736935815/ ), and a petition ( https://www.skrivunder.com/ja_till_sjuk ... i_thailand ). The work to convince swedish goverment to implement paid health care outside EU is a several year project. In March some of us from SAMS met in Phuket together with the director of BIB to discuss a temporary solution, for example try to get the Health Card for Foreigners to be reactivated. The meeting resulted in a suggestion to create some kind of group health insurance. BIB made a proposal that I have helped publishing in various groups and forums to collect names of people who would be interested. We have got many more names than expected in first week.mortsyn wrote: ↑April 8, 2018, 11:49 am
Mortsyn, since you seem to be so familiar with this program, I think it only fair to ask how you came to know about it and if you are in any way associated with the program as more than just an interested person. I have lived in Udon for 8 years and stay tuned into most all the expat forums in Thailand, yet I have never heard of it before. If there was such a huge push to get the program started, and this was predicated upon getting at least two thousand members, it would seem to me that they would be exposing themselves to every possible means of advertising media. I have perused the internet and can't seem to find any mention of SAMS or Thailand Federation of Swedish Associations. No one seems to be able to reassure us that this is all above board and legitimate. If they really want it to succeed, why is it surrounded by such a thick cloud of suspicion? This BIB should be doing more to inspire us to have confidence in them. Besides, any company with the initials BIB, which we all understand is the abbreviation for the Boys in Brown, (the coppers), throws up a red flag immediately!
Many many people have been very positive to this initiative and as usual a few negative ones that try to create a thick cloud of suspicion. Mostly because they have been to lazy to read the published information (for example read what BIB stands for) before the expressed their strong view as the many the bar-stool advocates on Facebook and Forums.
Sven Arne Hedell will give information at the next Udon Expat Club meeting late April, 2018.
Within the next few weeks information will be available about the final product in several languages (French, German, English, Swedish, and hopefully Japanese and Russian).
Colossians 2:8-10...See to it that no one takes you captive through philosophy and empty deception, which are based on human tradition and the spiritual forces of the world rather than on Christ. For in HIM dwells all the fullness of the GODHEAD bodily; and you are complete in HIM, who is the head of all principality and power.
Re: Proposal of new Affordable Thai Health Insurance
Not exactly. The host server is located there. UdonMap's host server is in Howell, Michigan. Does that mean the patrons of UdonMap are being scammed by some nefarious website from another country? Throw up a red flag for UdonMap. Michigan is a big hub for all sorts of scams.thighlander wrote: ↑April 9, 2018, 12:41 pmWebsite is from Provo, UT. That is a red flag. Utah is a big hub for white collar ripoffs.
https://patch.com/michigan/detroit/mich ... scams-2016
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Re: Proposal of new Affordable Thai Health Insurance
Scamadvisor says it is red flag worthy, but they dont say it is an outright scam. It still lacks transparency. One thing for sure, there is a group of Mormons gone bad from Utah, that have been heavily involved in various scams here, which is even more need for transparency. I also mentioned how the sponsor from the "other site" was using "affordable health insurance" as a way to get a list of sheep for the boiler rooms. And if you read the details, HCC and IMG both offer something very similar, with much higher limits for a similar amount of money. It does go up with age, though...but at 500K limit (THB compared to 500K to 1000000 USD with the others mentioned) is really lacking substance. An American can buy Tokio Marine Travel Medical for 364 days at a time, even if they have been here 20 years. Accident and acute illness, term life and repatriation....no cancer, no knee replacements...
I dont do business in Florida, either....
I dont do business in Florida, either....
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- semperfiguy
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Re: Proposal of new Affordable Thai Health Insurance
thighlander wrote: ↑April 9, 2018, 5:04 pmScamadvisor says it is red flag worthy, but they dont say it is an outright scam. It still lacks transparency. One thing for sure, there is a group of Mormons gone bad from Utah, that have been heavily involved in various scams here, which is even more need for transparency. I also mentioned how the sponsor from the "other site" was using "affordable health insurance" as a way to get a list of sheep for the boiler rooms. And if you read the details, HCC and IMG both offer something very similar, with much higher limits for a similar amount of money. It does go up with age, though...but at 500K limit (THB compared to 500K to 1000000 USD with the others mentioned) is really lacking substance. An American can buy Tokio Marine Travel Medical for 364 days at a time, even if they have been here 20 years. Accident and acute illness, term life and repatriation....no cancer, no knee replacements...
I dont do business in Florida, either....
Highlander, The Tokio Marine Travel Medical sounds interesting, but after visiting their website I don't see any policy that offers the 364 days of coverage. Can you point me in the right direction?
Colossians 2:8-10...See to it that no one takes you captive through philosophy and empty deception, which are based on human tradition and the spiritual forces of the world rather than on Christ. For in HIM dwells all the fullness of the GODHEAD bodily; and you are complete in HIM, who is the head of all principality and power.
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Re: Proposal of new Affordable Thai Health Insurance
https://www.hccmis.com/atlas-travel-ins ... uage=en-USsemperfiguy wrote: ↑April 9, 2018, 5:28 pmthighlander wrote: ↑April 9, 2018, 5:04 pmScamadvisor says it is red flag worthy, but they dont say it is an outright scam. It still lacks transparency. One thing for sure, there is a group of Mormons gone bad from Utah, that have been heavily involved in various scams here, which is even more need for transparency. I also mentioned how the sponsor from the "other site" was using "affordable health insurance" as a way to get a list of sheep for the boiler rooms. And if you read the details, HCC and IMG both offer something very similar, with much higher limits for a similar amount of money. It does go up with age, though...but at 500K limit (THB compared to 500K to 1000000 USD with the others mentioned) is really lacking substance. An American can buy Tokio Marine Travel Medical for 364 days at a time, even if they have been here 20 years. Accident and acute illness, term life and repatriation....no cancer, no knee replacements...
I dont do business in Florida, either....
Highlander, The Tokio Marine Travel Medical sounds interesting, but after visiting their website I don't see any policy that offers the 364 days of coverage. Can you point me in the right direction?
Re: Proposal of new Affordable Thai Health Insurance
In the latest edition of ScandAsia you find an article about SAMS on page 8.
https://issuu.com/scandasia/docs/scandasia_180400
https://issuu.com/scandasia/docs/scandasia_180400
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Re: Proposal of new Affordable Thai Health Insurance
Thank you for that Mortsyn. If you are going to "sell" this concept to expats in Thailand, then you have to do the necessary things to inspire people to have confidence in you and the project....so that they can eventually trust you...so that they can eventually respect you. In sales that process is progressive and one cannot leave any portion out or change the sequence or it will not succeed. By publishing articles like this one, you are doing what is necessary to establish credibility and inspire others to have confidence in you and your project. Then and only then will it gain momentum and hopefully become successful.mortsyn wrote: ↑April 10, 2018, 12:28 pmIn the latest edition of ScandAsia you find an article about SAMS on page 8.
https://issuu.com/scandasia/docs/scandasia_180400
I read this entire article and I can say that you could substitute the word "Americans" in every place where you read the word "Swedes" because we too are in the same boat. It is totally unfair that our government will not provide our Medicare benefits for those citizens that live outside the country. Groups have been lobbying for years to have the rules changed, but so far it has all been in vain. Perhaps this new healthcare scheme of yours will be a welcome alternative. You should definitely appeal to the American expat community in Thailand, for I'm sure you will have many takers!
Colossians 2:8-10...See to it that no one takes you captive through philosophy and empty deception, which are based on human tradition and the spiritual forces of the world rather than on Christ. For in HIM dwells all the fullness of the GODHEAD bodily; and you are complete in HIM, who is the head of all principality and power.
Re: Proposal of new Affordable Thai Health Insurance
Mr.Mortsyn,what is the expected timeframe to get this insuranceplan come to fruition?
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Re: Proposal of new Affordable Thai Health Insurance
Are they a licensed business in Thailand? Do they have a license to sell insurance in Thailand, let alone issue policies. For those European s, who maintain health coverage at home, why not use the Allianz policies? For Americans covered by Medicare, you can simply use a travel medical type policy, mentioned earlier. For those, old and stateless, yeah right...younger people aren't d umm enough to pay into the same look as a 89 year old man..especially at the same rate...so just think for a minute, who the special interest group is here.
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Re: Proposal of new Affordable Thai Health Insurance
The first couple of sentences indicates that you have been too lazy to read the available documentation before putting up your reply. A too common behavior on forums and social media like Facebook.thighlander wrote: ↑April 10, 2018, 11:49 pmAre they a licensed business in Thailand? Do they have a license to sell insurance in Thailand, let alone issue policies. For those European s, who maintain health coverage at home, why not use the Allianz policies? For Americans covered by Medicare, you can simply use a travel medical type policy, mentioned earlier. For those, old and stateless, yeah right...younger people aren't d umm enough to pay into the same look as a 89 year old man..especially at the same rate...so just think for a minute, who the special interest group is here.
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Re: Proposal of new Affordable Thai Health Insurance
Thanks for the swift replye..Have a nice day.
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Re: Proposal of new Affordable Thai Health Insurance
Unlike most Europeans, I have been providing my own medical insurance for decades, with quite a few policies purchased for coverage in Thailand. The Swede plan is too broad and is just a poor attempt to reinvent the wheel. Swedes getting reimbursed for coverage applies to very few...but that seems to be much of the focus. If Sweden would simply require its citizens to buy a policy like they require foreigners to buy to visit Sweeden, from one of the numerous companies that offer Shengen policies, including the one I mentioned, it would be mission accomplished. But, plenty still believe they can get something for nothing....good luck. Those with health plans in their home countries need plans that will pay for stabilization and evacuation. 500k THB isn't going to get you a medivac to BKK, let alone, an escorted flight thousands of miles away.mortsyn wrote: ↑April 11, 2018, 11:35 amThe first couple of sentences indicates that you have been too lazy to read the available documentation before putting up your reply. A too common behavior on forums and social media like Facebook.thighlander wrote: ↑April 10, 2018, 11:49 pmAre they a licensed business in Thailand? Do they have a license to sell insurance in Thailand, let alone issue policies. For those European s, who maintain health coverage at home, why not use the Allianz policies? For Americans covered by Medicare, you can simply use a travel medical type policy, mentioned earlier. For those, old and stateless, yeah right...younger people aren't d umm enough to pay into the same look as a 89 year old man..especially at the same rate...so just think for a minute, who the special interest group is here.
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Re: Proposal of new Affordable Thai Health Insurance
As I said before, read all documentation before putting up a reply. The proposed insurance is for any nationality. Just for your information, if a Swedish person is registered in Thailand, he can't by a health plan from Sweden of renew one he had before moving to LoS. SAMS is working for a more complete solution. See the article I referred to in a reply above.thighlander wrote: ↑April 11, 2018, 5:41 pmUnlike most Europeans, I have been providing my own medical insurance for decades, with quite a few policies purchased for coverage in Thailand. The Swede plan is too broad and is just a poor attempt to reinvent the wheel. Swedes getting reimbursed for coverage applies to very few...but that seems to be much of the focus. If Sweden would simply require its citizens to buy a policy like they require foreigners to buy to visit Sweeden, from one of the numerous companies that offer Shengen policies, including the one I mentioned, it would be mission accomplished. But, plenty still believe they can get something for nothing....good luck. Those with health plans in their home countries need plans that will pay for stabilization and evacuation. 500k THB isn't going to get you a medivac to BKK, let alone, an escorted flight thousands of miles away.mortsyn wrote: ↑April 11, 2018, 11:35 amThe first couple of sentences indicates that you have been too lazy to read the available documentation before putting up your reply. A too common behavior on forums and social media like Facebook.thighlander wrote: ↑April 10, 2018, 11:49 pmAre they a licensed business in Thailand? Do they have a license to sell insurance in Thailand, let alone issue policies. For those European s, who maintain health coverage at home, why not use the Allianz policies? For Americans covered by Medicare, you can simply use a travel medical type policy, mentioned earlier. For those, old and stateless, yeah right...younger people aren't d umm enough to pay into the same look as a 89 year old man..especially at the same rate...so just think for a minute, who the special interest group is here.
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Re: Proposal of new Affordable Thai Health Insurance
Tokio Marine lets Americans buy from abroad, after their trip has started, but no one else. Also, home country is always America for those born there, even if they have been here for twenty years. That obstacle would be resolved by the Swedes buying their policies on annual visits home. Since all you are trying to offer is very similar to travel medical, it might be more useful to make a list of the EU companies that offer it, and if you are allowed to buy it from abroad, after your trip has started, and of course the age limits. WHen the limits are small enough, as the case with 500K THB, there are options available. Thai Government Hospitals taking care of foreigners, with an affordable insurance scheme? Lasted about a month last time. It is simply not their mission, and then there would be a question of the other thirty million arrivals each year. What would be the justification to deny them the right to buy, or anyone else? I noticed the computers at Bangkok Bank were thirty years old+, not much different at the government facilities.
Here is a site that is much more EU centric. Has policies for people already abroad, no age limits. IMG Europe...IMG is one of the two main ones we use in the US.https://www.worldwideinsure.com/interna ... erseas.htm
Just found this one, which is also more non-US oriented, and widely recommended: https://www.worldnomads.com/
Here is a site that is much more EU centric. Has policies for people already abroad, no age limits. IMG Europe...IMG is one of the two main ones we use in the US.https://www.worldwideinsure.com/interna ... erseas.htm
Just found this one, which is also more non-US oriented, and widely recommended: https://www.worldnomads.com/