Debit or Credit cards

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MrFixer
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Re: Debit or Credit cards

Post by MrFixer » August 13, 2017, 7:44 am

Hmm... concerned about using my BB ATM card now because I'm in Bangkok and my account is at the Khon Kaen branch. Surely I don't have to go to KK to get a new card?

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wazza
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Re: Debit or Credit cards

Post by wazza » August 13, 2017, 8:09 am

What is the financial carrier Visa or Union Pay.

My Union Pay BKK Bank ATM debit card wouldnt work for 3 days

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UdonExpat
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Re: Debit or Credit cards

Post by UdonExpat » August 13, 2017, 9:39 am

trubrit wrote:
August 12, 2017, 8:47 pm
wazza wrote:
August 12, 2017, 8:24 pm
UE

much appreciated , im heading off to get a new card on monday, as pictured
I can't get into town before midweek perhaps you could post how you got on please.
I got the new card in April at the branch where the account is held. I declined a cheaper card that I think was only good for ATM's. I don't remember the cost.

the-monk
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Re: Debit or Credit cards

Post by the-monk » August 13, 2017, 10:54 am

[/quote]

I got the new card in April at the branch where the account is held. I declined a cheaper card that I think was only good for ATM's. I don't remember the cost.
[/quote]

I am assuming that you are talking about a new credit card, what kind of card, at which bank and what was the cost ?
Few years ago my Thai friend checked with the Kasikorn Central Plaza branch to see if i ( i am foreigner ) could get a Thai Visa credit card, i already have a visa credit card from a bank back home. The bank reply was that i would have to leave ( in a sense freeze ) funds in my bank account up to the card credit allowance.. Is this still true ?

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wazza
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Re: Debit or Credit cards

Post by wazza » August 13, 2017, 11:19 am

Aliens / Expats / Foreigners / Farang are able to have a Thai Visa / Master Card , BUT it can still be at the discretion of the local bank manager

As you said, its normally associated with an frozen offset account to the credit card limit.

I have a BKK Bank and Krungsri Platinum Visa Credit Cards and offset deposit accounts associated with them. No yearly fees and they work internationally.

I accrue significant reward points every month and can transfer these to Thai Airways or other good value hotel deals etc as well as the banks own rewards programme.

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wazza
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Re: Debit or Credit cards

Post by wazza » August 15, 2017, 5:05 pm

Went into the BKK Bank branch @ Prajak Road

Requested a replacement ATM VISA Debit card and highlighted the failure last week of BKK Bank Union Pay Debit Card.

Failed in 4 cities, ( Udon , Khon Kaen, Korat and BKK ) They already acknowledge issues and promptly completed new application docs etc

Cost 100 baht for new BKK Bank Visa ATM Debit Card

Documents required

Passport - as the bank book has the Passport Number as its secure ID. Wont accept Thai Expat ID Card, unless the new BKK Passbook is issued with that number.

Receipt issued and required to be produced in 1 week, when the card arrives in Udon.

Passport and Bank Book also required again when you receive the new card.

Hope this assists

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Lone Star
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Re: Debit or Credit cards

Post by Lone Star » August 15, 2017, 7:22 pm

wazza wrote:
August 15, 2017, 5:05 pm
Went into the BKK Bank branch @ Prajak Road

Requested a replacement ATM VISA Debit card and highlighted the failure last week of BKK Bank Union Pay Debit Card.

Failed in 4 cities, ( Udon , Khon Kaen, Korat and BKK ) They already acknowledge issues and promptly completed new application docs etc

Cost 100 baht for new BKK Bank Visa ATM Debit Card

Documents required

Passport - as the bank book has the Passport Number as its secure ID. Wont accept Thai Expat ID Card, unless the new BKK Passbook is issued with that number.

Receipt issued and required to be produced in 1 week, when the card arrives in Udon.

Passport and Bank Book also required again when you receive the new card.

Hope this assists
Excellent update, wazza. Much appreciated.

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trubrit
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Re: Debit or Credit cards

Post by trubrit » August 15, 2017, 7:54 pm

Managed to get in today , first to the sub branch that took my visa card and issued me with the union one. The little dollies that sold it to me at first tried to tell me same same, which rather annoyed me, as I knew it wasn't, but eventually got out all the forms and copies of pasport etc for me to sign, which cooled me down, but lo and behold after doing all that was told not have, which shot my blood pressure sky high again, my reasonable question as to why she didn't check that before doing all the paperwork just brought a sheepish grin, no apology, at this stage my wife sensing the pot was about to blow bundled me out the shop to go to the head office, where we know the manager, on arriving he wasn't available , surprise, surprise,but a pleasant woman attended to me , who understood my problem and explained that the bank was trying to phase out visa in favour of the union card and all branches have been given a target to achieve which if done so brings a staff bonus, which explained the attitude of the previous staff members and there reluctance to issue a visa card , however I can have one but it would take a week to get as no branch is being issued with them for stock, so I agreed to wait and filled all the neccessary paperwork, only baulking when she asked me for 100bht fee , I absolutely refused to pay this as my previous card that the ATM kept still had three years validity to run, it was there fault I had to get a new card , not mine, so this fee was waived .Anyway all paperwork complete can go back next week to pick my Visa card up. A result but what a hassle when it could have been and should have been so simple .TIT
Ageing is a privilige denied to many .

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Re: Debit or Credit cards

Post by Nigglyb » August 15, 2017, 11:28 pm

Thanks for the update Wazza/Trubrit

By the sounds if it, obtaining a Visa card from Bangkok Bank is going to get more & more difficult & it could be withdrawn completely at any time. Couple this with the limited number of retailers currently accepting Union Pay cards then I have to question whether it's worth the hassle for me. Think I'm just going to open an account in another bank
May the bridges I burn light the path in front of me

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wazza
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Re: Debit or Credit cards

Post by wazza » August 15, 2017, 11:40 pm

Krungsri have Visa debit card

Ive got one also

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Re: Debit or Credit cards

Post by panmotor » August 16, 2017, 8:25 am

Kasikorn have visa as well

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747man
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Re: Debit or Credit cards

Post by 747man » August 16, 2017, 3:17 pm

wazza wrote:
August 15, 2017, 11:40 pm
Krungsri have Visa debit card

Ive got one also
But...........Does it have YOU'RE Name on it ?? Or does it just have " Priveliged Customer " On it ?? Just Askin'...

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wazza
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Re: Debit or Credit cards

Post by wazza » August 16, 2017, 3:40 pm

Priv member

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747man
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Re: Debit or Credit cards

Post by 747man » August 16, 2017, 7:06 pm

wazza wrote:
August 16, 2017, 3:40 pm
Priv member
So You Cannot use it to buy anything ONLINE !!......I Had one the same & Absolutely NO Use ONLINE... :shock: :shock:

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wazza
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Re: Debit or Credit cards

Post by wazza » August 17, 2017, 9:46 am

Dont need to.

I use Thai credit cards for that with OTPs.

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